Cookie Policy

Last updated: January 15, 2026

This Cookie Policy explains how Negativeamortizationqw S.A. de C.V. uses cookies and similar technologies on its website negativeamortizationqw.com. By continuing to browse our site, you accept the use of cookies in accordance with this policy and the preferences you have configured.

1. What are cookies?

Cookies are small text files that are stored on your device when you visit a website. They allow the site to remember your actions and preferences over a period of time, so you don't have to configure them every time you visit the site or browse between its pages.

2. Types of cookies we use

On negativeamortizationqw.com we use the following cookie categories: Necessary cookies: These are essential for the basic operation of the website. They include cookies that enable navigation and the use of functionalities such as the contact form and consent preference storage. They cannot be disabled. Analytics cookies: These help us understand how visitors interact with our website, collecting information anonymously. We use this data to improve the functionality and content of the site. Advertising cookies: These are used to show relevant ads to users and measure the effectiveness of advertising campaigns. These cookies may be set by our advertising partners through the site. Personalization cookies: These allow the site to remember your preferences (such as the selected language) to provide you with a more personalized experience.

3. Google Consent Mode v2

We implement Google Consent Mode v2 to manage how Google tags (including Google Ads and Google Analytics 4) behave according to your consent preferences. This means that: • Before you grant your consent, all analytics and advertising cookies are denied by default. • Google scripts respect your consent choice and are only fully activated when you accept the corresponding categories. • Your choice is stored locally and automatically applied on future visits. • If you delete your browser data, you will be asked for your consent again.

4. How to manage your cookies

You can manage your cookie preferences at any time through the consent banner that appears when you first visit our site. The available options are: • Accept all: Activates all cookie categories. • Reject all: Only strictly necessary cookies are maintained. • Manage preferences: Allows you to enable or disable specific cookie categories. Additionally, you can configure your browser to block or delete cookies. Please note that this may affect the functionality of the site.

5. Third-party cookies

Some third-party services integrated into our site may set their own cookies. These services include: • Google Ads (AW-18064110603): For conversion measurement and remarketing. • Google Analytics 4: For web analytics (subject to your consent). These third parties have their own privacy and cookie policies that we recommend you consult.

6. Retention period

Necessary cookies are maintained as long as they are required for the operation of the site. Analytics and advertising cookies have variable retention periods defined by service providers, generally between 30 days and 24 months.

7. Changes to this policy

We reserve the right to update this Cookie Policy to reflect changes in the cookies we use or for operational, legal, or regulatory reasons. We will review this policy periodically and publish any updates on this page.

8. Contact

If you have questions about our Cookie Policy, contact us at: Negativeamortizationqw S.A. de C.V. Av. Paseo de la Reforma 505, Floor 33 Col. Cuauhtémoc, 06500 Mexico City, CDMX, Mexico Email: contacto@negativeamortizationqw.com Phone: +52 55 4170 8823

NAQ

Real estate crowdlending platform in Mexico. We facilitate collaborative access to the real estate sector.

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Av. Paseo de la Reforma 505, Floor 33, Col. Cuauhtémoc, 06500 Mexico City, CDMX, Mexico

Public Commerce Registry: Mercantile Folio N-2021-047832

RFC: NAM210315QW9

CNBV License: Authorization IFT/CL/2021-089

Jurisdiction: Mexico City, Mexico

Year of incorporation: 2021

© 2021–2026 Negativeamortizationqw S.A. de C.V. All rights reserved.

The information presented on this platform is for informational purposes and does not constitute an investment offer or financial advice.

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