Privacy Policy

Last updated: January 15, 2026

At Negativeamortizationqw S.A. de C.V. (hereinafter, "the Company"), located at Av. Paseo de la Reforma 505, Floor 33, Col. Cuauhtémoc, 06500 Mexico City, CDMX, Mexico, we are committed to protecting the privacy and personal data of our users in accordance with the Federal Law on Protection of Personal Data Held by Private Parties (LFPDPPP) and its Regulations.

1. Personal data we collect

We collect the following personal data when you use our platform or communicate with us: • Full name • Email address • Message or inquiry submitted through our contact form This data is collected exclusively through the contact form available on our website and does not include financial, patrimonial, or sensitive data.

2. Purpose of data processing

The personal data collected will be used for the following purposes: • Responding to your inquiries and information requests • Providing you with information about the real estate crowdlending services offered on the platform • Improving the user experience on our website • Complying with applicable legal and regulatory obligations

3. Legal basis for processing

The processing of your personal data is carried out based on your express consent given when completing the contact form, as well as in compliance with legal obligations under the LFPDPPP and provisions issued by the National Banking and Securities Commission (CNBV).

4. Data transfer

Your personal data will not be transferred to third parties without your consent, except in cases provided by the LFPDPPP and other applicable provisions. If it is necessary to share information with regulatory authorities, this will be done in strict compliance with the law.

5. ARCO Rights

As the holder of your personal data, you have the right to Access, Rectify, Cancel, or Oppose (ARCO rights) the processing thereof. To exercise these rights, you can send a request to contacto@negativeamortizationqw.com including: • Your full name • A clear description of the right you wish to exercise • Documentation proving your identity We will respond to your request within a maximum of 20 business days as established by the LFPDPPP.

6. Use of cookies and tracking technologies

Our website uses cookies and similar technologies to improve the browsing experience. For more information, please see our Cookie Policy. We implement Google Consent Mode v2 to manage cookie consent in accordance with best digital privacy practices.

7. Security measures

We implement administrative, technical, and physical security measures to protect your personal data against damage, loss, alteration, destruction, or unauthorized access, in accordance with the LFPDPPP and industry best practices.

8. Changes to this policy

We reserve the right to modify this Privacy Policy at any time. Any changes will be published on this page with the date of the last update. We recommend reviewing this policy periodically.

9. Contact

If you have questions about this Privacy Policy or about the processing of your personal data, you can contact us at: Negativeamortizationqw S.A. de C.V. Av. Paseo de la Reforma 505, Floor 33 Col. Cuauhtémoc, 06500 Mexico City, CDMX, Mexico Email: contacto@negativeamortizationqw.com Phone: +52 55 4170 8823

NAQ

Real estate crowdlending platform in Mexico. We facilitate collaborative access to the real estate sector.

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Av. Paseo de la Reforma 505, Floor 33, Col. Cuauhtémoc, 06500 Mexico City, CDMX, Mexico

Public Commerce Registry: Mercantile Folio N-2021-047832

RFC: NAM210315QW9

CNBV License: Authorization IFT/CL/2021-089

Jurisdiction: Mexico City, Mexico

Year of incorporation: 2021

© 2021–2026 Negativeamortizationqw S.A. de C.V. All rights reserved.

The information presented on this platform is for informational purposes and does not constitute an investment offer or financial advice.

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