Terms & Conditions
Last updated: January 15, 2026
These Terms and Conditions govern the access and use of the website negativeamortizationqw.com, operated by Negativeamortizationqw S.A. de C.V. (hereinafter, "the Company"), located at Av. Paseo de la Reforma 505, Floor 33, Col. Cuauhtémoc, 06500 Mexico City, CDMX, Mexico. By accessing or using this website, you accept these terms in their entirety.
1. Description of the service
negativeamortizationqw.com is an informational platform about real estate crowdlending in Mexico. The site provides general information about the collaborative real estate investment model and facilitates contact between interested users and the Company. The content of this site is exclusively informational and does not constitute a securities offering, investment advice, or a solicitation to participate in any financial instrument.
2. Requirements for use
To use this website you must: • Be over 18 years of age or have the legal capacity to enter into contracts in your jurisdiction. • Provide truthful and up-to-date information when using the contact form. • Not use the site for illicit purposes or purposes contrary to these Terms and Conditions.
3. Intellectual property
All content on the website, including but not limited to texts, graphics, logos, images, designs, data compilations, and software, is the property of Negativeamortizationqw S.A. de C.V. or its licensors, and is protected by the intellectual property laws of Mexico and applicable international treaties. The reproduction, distribution, modification, or unauthorized use of any content on the site without prior written consent from the Company is prohibited.
4. Limitation of liability
The information presented on this website is provided "as is" and "as available." The Company does not guarantee the accuracy, completeness, or timeliness of the information. To the maximum extent permitted by Mexican law, the Company shall not be liable for: • Direct, indirect, incidental, or consequential damages arising from the use of the site. • Financial losses derived from decisions made based on information on the site. • Service interruptions or technical errors.
5. Financial regulation
Real estate crowdlending activities in Mexico are subject to regulation by the National Banking and Securities Commission (CNBV) under the Law to Regulate Financial Technology Institutions (Fintech Law). The Company operates in accordance with applicable provisions and maintains the necessary authorizations. However, the content of this site does not constitute a regulated securities offering or investment prospectus.
6. Personal data protection
The processing of personal data is governed by our Privacy Policy, available on this website, in accordance with the Federal Law on Protection of Personal Data Held by Private Parties (LFPDPPP).
7. Use of cookies
This site uses cookies in accordance with our Cookie Policy. When using the site, you can manage your cookie preferences through the consent banner available.
8. Applicable law and jurisdiction
These Terms and Conditions are governed by the laws of the United Mexican States. For any dispute arising from these terms, the parties submit to the jurisdiction of the competent courts of Mexico City, waiving any other jurisdiction that may correspond to them.
9. Modifications
The Company reserves the right to modify these Terms and Conditions at any time. Modifications will take effect upon their publication on the website. It is the user's responsibility to periodically review these terms.
10. Contact
For any inquiry related to these Terms and Conditions: Negativeamortizationqw S.A. de C.V. Av. Paseo de la Reforma 505, Floor 33 Col. Cuauhtémoc, 06500 Mexico City, CDMX, Mexico Email: contacto@negativeamortizationqw.com Phone: +52 55 4170 8823 RFC: NAM210315QW9